INVESTMENT OPPORTUNITIES
in
this busy world, every human being thinks about earning profit
easily, and they concentrating to profitable investments. There are a
large number of investment opportunities for investors. Some of them
are marketable and liquid while others are non marketable. Some of
them are highly risky while some others are almost risk less. The
investor has to choose proper avenues from among them depending on
his preferences.
Let
us discuss briefly the important investment avenues available.
1. CORPORATE
SECURITIES: corporate
securities are the securities issued by joint stock companies In the
private sector. These include equity shares, preference shares, and
debentures.
- Equity shares- high risky and high return
- preference shares – fixed return and less risky
- debentures- fixed interest and low risky
2. DEPOSITS:
Among the non-corporate investments, the most popular are deposits
with banks such as savings account and fixed account. Savings
deposits have low interest rate but fixed deposits have high interest
and it have a fixed maturity period.
- Fixed account
- saving account.
3. MUTUAL FUND:
Mutual fund offers various investment opportunities to investors and
offers much more security that personal dealing. Mutual fund
companies collect amount from various parties and investing in bulky.
Following are world famous mutual fund firms:-
- AIM Investments
- AllianceBernstein
- American Century Investments
- American Funds
- BlackRock
- ColumbiaCredit Suisse
- Delaware Investments
- Dreyfus
- Eaton Vance
- Evergreen
- Federated
- Fidelity Investments
- First American
- Franklin Templeton Investments
- Goldman Sachs
- Hartford Mutual Funds
- IXIS Advisor Funds
- Janus
- John Hancock
- Lord Abbett
- Merrill Lynch
- MFS
- Morgan Stanley
- Munder
- Neuberger Berman
- Nicholas-Applegate
- Northern Funds
- Nuveen
- Oakmark
- OppenheimerFunds
Phoenix- PIMCO Funds
- Pioneer
- Prudential
- Putnam
- RiverSource
- RS Funds
- Schwab Funds
- Scudder
- Seligman
- Smith Barney
- State Street Master Funds
- T. Rowe Price
- Thornburg
- TIAA-CREF Mutual Funds
- UBS Global Asset Management
- USAA
- Van Kampen
- Vanguard
- x (VINIX) - $43
- UTI India
4.POST
OFFICE DEPOSITS:
this is the investment avenue that providing by post offices in
India. Village peoples can deposit their savings through post-
offices.
5.
LIFE INSURANCE POLICY:
Life insurance policies offers security to personal life and
opportunity for investment. Life insurance is very good tool for long
term investment. Employees can save their earning to old age.
6.
PROVIDENT FUND SCHEME:
it's another investment opportunities for employees, they can save a
part of their monthly salary for future use (retirement life). It
offers security for person and his family also.
7.
GOVERNMENT BONDS:
the government and semi government organizations issues bonds and
certificates for individuals. It offers high range of security for
investor. Generally government issues bonds for short-term or
medium-term.
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